COMMERCIAL
INSURANCE APPRAISALS

Protect Your Property. Maximize Your Coverage. Minimize Your Risk.

Who Needs a Commercial Insurance Appraisal?


If you own or manage a commercial property in Florida, a professional insurance appraisal isn’t optional—it’s a necessity. These valuations are vital for:

  • Insurance policy underwriting
  • Risk mitigation
  • FEMA compliance and permitting
  • Reserve funding strategies for associations

Whether you’re a property owner, manager, or part of an HOA, a reliable appraisal ensures you’re adequately covered and fully compliant.

Commercial Insurance Appraisals

Our Appraisal Services


At All Florida Insurance Appraisals, we specialize in delivering accurate, reliable, and fast reports for the following core services:

Commercial Insurance Appraisals

Reserve Study

Long-term planning for HOAs and commercial properties with funding projections and component analysis.

Commercial Insurance Appraisals

Replacement Cost Valuation (RCV)

Full rebuild cost estimate based on current construction standards, materials, and local building codes.

Commercial Insurance Appraisals

Actual Cash Value (ACV) / FEMA 50% Rule Compliance

Current value of your property, accounting for depreciation, ideal for insurance claims and FEMA project thresholds.

Commercial Insurance Appraisals

Accepted by All Major
Insurance Carriers


Our appraisal reports are accepted and approved by all major insurance companies in Florida, including Citizens Insurance. They also pass all local official ACV appraisal checklists, ensuring seamless processing for:

  • Underwriters
  • Adjusters
  • Inspectors
  • Permitting officials

We stay current on state regulations and insurance standards so you don’t have to worry about delays or rejections.

Benefits of Working with All Florida Insurance Appraisals


With over 20 years of trusted service, we offer unmatched expertise and value:

  • Accurate & Defensible Reports: Built on in-depth inspections, market data, and industry-recognized methodologies.
  • Fast Turnaround Times: Receive completed reports within 1–2 weeks, ensuring timely and efficient service.
  • Statewide Experience: Serving all regions of Florida—from coastal condos to inland industrial parks.
  • Licensed & Certified Appraisers: Every report is completed by credentialed professionals.
  • Regulatory Compliance: Complies with FEMA 50% Rule, HOA statutory requirements, and applicable Condominium Statutes.
Commercial Insurance Appraisals

About All Florida
Insurance Appraisals


At All Florida Insurance Appraisals, we combine decades of experience with local market knowledge to help property owners protect their investments. We’ve served thousands of clients—ranging from individual investors to national property managers—ensuring their properties are properly appraised, fully insured, and ready for whatever comes next. We’re proud to support Florida’s commercial real estate community with clear, compliant, and insurer-approved appraisals every time.

Property Types We Serve


We appraise a wide range of commercial property types, including:

Commercial Insurance Appraisals

Office Buildings

Commercial Insurance Appraisals

Hotels & Resorts

Commercial Insurance Appraisals

Retail Strip Centers & Plazas

Commercial Insurance Appraisals

Warehouses & Industrial Facilities

Commercial Insurance Appraisals

Multifamily Properties & Condominiums

Commercial Insurance Appraisals

Auto Repair Shops & Dealerships

Commercial Insurance Appraisals

Schools, Religious Centers & Municipal Buildings

Commercial Insurance Appraisals

Storage Facilities & Data Centers

Commercial Insurance Appraisals

Restaurants & Commercial Kitchens

No matter the size or complexity, we tailor each appraisal to your property’s unique characteristics and your insurance goals.

Secure Your Property's True Value Today


Don’t risk being underinsured—or overpaying for coverage you don’t need. Partner with All Florida Insurance Appraisals for trusted commercial appraisals accepted by every major carrier in Florida.

Commercial Insurance Appraisals
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